Resources
Form Letters, Templates and Other Resources for you to push back will be updated here.
Form Letter
Disputing Charges: Hospital
Dear [provider's name or billing department],
I am writing to formally dispute the charges on my medical bill dated, [insert date].
After reviewing the bill, I have concerns about its accuracy and fairness.
Specifically, I noticed that [describe the issues such as the charges increased after insurance was applied or the prices seem higher than expected].
To resolve this, I am requesting the following.
An itemized bill that includes billing codes for each charge.
Confirmation that the billing codes accurately reflect the services provided.
A review of the charges to ensure they align with fair market prices.
I have researched fair prices for these services using resources like Fair Health Consumer and Healthcare Blue Book, and I believe the charges may exceed what is reasonable for my area.
Additionally, I ask that you confirm whether my insurance processed the claim correctly and applied all eligible discounts.
Please respond within [insert reasonable timeframe, like 30 days] to address these concerns.
I am committed to resolving this matter fairly and promptly.
Thank you for your attention to this issue.
I look forward to your response.
Sincerely,
[your name
your contact information.]
About this AI Tool
Author of Never Pay the First Bill (And Other Ways to Fight the Health Care System and Win), Marshall Allen (1972-2024) created an AI tool in the last months before his unexpected death in 2024.
Marshall was excited about this emerging new technology as a way to scale his expertise in a real and personal way.
As a two-time Pulitzer Prize-nominated investigative reporter, specializing in the health care industry, Marshall’s real passion was helping people.
He wasn’t satisfied simply uncovering truths and sharing tactics. He often got involved personally for his family, friends and readers, even acting as an advocate, negotiating with insurers and hospitals on their behalf.
This AI is trained on his book and decades of articles, interviews, talks and investigation.
This tool is now made available for free to the millions of Americans who need assistance in trying to navigate their own path through an unfair health care system.
